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Terms & Conditions

Welcome to zyphorapay. By accessing or using our platform, website, or services, you agree to comply with the following Terms & Conditions. If you do not agree, please stop using the platform immediately.

1. Introduction

These Terms govern your use of zyphorapay services. By creating an account or completing a transaction, you accept these Terms fully.

2. Eligibility

To use zyphorapay, you must:

  • Be at least 18 years old
  • Provide accurate and verifiable information
  • Not be restricted from using digital payment services under applicable laws
3. User Responsibilities

As a zyphorapay user, you agree to:

  • Use the platform only for legal and authorized activities
  • Provide accurate details during registration
  • Keep your login details confidential
  • Avoid any activity that may harm or disrupt our systems
4. Account Registration

When creating an account, you must provide complete and accurate information. You are responsible for all activities performed under your account.

5. Payments & Transactions

By processing payments through zyphorapay, you acknowledge that:

  • Transactions are subject to banking and payment gateway rules
  • Service charges may apply depending on transaction type
  • Refunds follow our refund policy and applicable regulations
  • We are not liable for delays caused by banks or third-party gateways
6. Prohibited Activities

You are strictly prohibited from:

  • Conducting fraudulent or illegal transactions
  • Money laundering or using the platform for unlawful purposes
  • Hacking, exploiting, or attempting to bypass system security
  • Violating local or international laws
7. Data Privacy

Your information is collected and used as described in our Privacy Policy.

8. Intellectual Property

All website content, including text, images, graphics, and branding, is the property of zyphorapay and protected by copyright laws.

9. Service Availability

We strive to keep our services active 24/7, but maintenance or external issues may cause downtime.

10. Limitation of Liability

zyphorapay is not responsible for:

  • Losses due to incorrect user-provided information
  • Issues caused by banks or third-party systems
  • Unauthorized account access due to user negligence
  • Technical failures beyond our control
11. Indemnification

You agree to indemnify zyphorapay against all claims or damages arising from misuse of our platform.

12. Modifications to Terms

We may update these Terms & Conditions at any time. Continued use means you accept the updates.

13. Governing Law

These Terms are governed by the laws of India.

14. Contact Us

For any questions regarding these Terms & Conditions, contact us at: zyphorapay@gmail.com